Unit One 1
Text This Is a Cheque 8
Phonetics 音标、音节、单词重音、读音规则 8
Unit Two 8
Text What Are These？ 16
Grammar Focus Ⅰ．Parts of Speech词类 16
Ⅱ．Demonstrative Pronoun指示代词 16
Phonetics -re音节，字母组合的读音 16
Unit Three 16
Text We Are Both Bankers 25
Grammar Focus Ⅰ．Personal Pronoun人称代词 25
Ⅱ．Verb“to be”动词“be” 25
Phonetics A Summary of Vowels and Consonants（元音及辅音小结） 25
Unit Four 25
Text Whose Cheque Cards Are These？ 32
Grammar Focus Ⅰ．Possessive Pronoun物主代词 32
Ⅱ．The General Questions and the Special Questions一般疑问句和特殊疑问句Phonetics Ⅰ．The Pronunciation of Verb“to be”动词“be”在句中的读音Ⅱ．Intonation of General Questions一般疑问句的语调Ⅲ．Intonation of Special Questions特殊疑问句的语调Unit Five 32
Text Bank Cards 40
Grammar Focus Ⅰ．Verb“to have”动词“have” 40
Ⅱ．The Article冠词 40
Phonetics The Pronunciation of Verb“to have”（动词“have”在句中的读音）Unit Six 40
Text A Bank's Business Hall 47
Grammar Focus Ⅰ．“there be”结构 47
Ⅱ．非人称it 47
Phonetics Ⅰ．The Intonation of Enumeration列举事物时的语调 47
Ⅱ．Consonant Cluster辅音连缀 47
Unit Seven 47
Text The Busy Bank Staff Members 56
Grammar Focus Ⅰ．Present Indefinite Tense一般现在时 56
Ⅱ．Present Continuous Tense现在进行时 56
Ⅲ．Exclamatory Sentences感叹句 56
Phonetics 连读（Liaison） 56
Unit Eight 56
Text My Friend,Zhang Hua 65
Grammar Focus Ⅰ．Kinds of Sentences句子种类 65
Ⅱ．The Past Indefinite Tense一般过去时 65
Phonetics Sense Groups and Pauses意群和停顿 65
Unit Nine 65
Text Our Bank 73
Grammar Focus Ⅰ．Nouns名词 73
Ⅱ．The Future Indefinite Tense一般将来时 73
Phonetics Strong and Weak Forms强读与弱读 73
Unit Ten 73
Text Susan,a New Secretary 81
Grammar Focus Ⅰ．Kinds of Verbs动词的种类 81
Ⅱ．Modal Verbs can,may,must ＆ need情态动词can,may,must和need 81
Unit Eleven 81
Text What Is Money？ 89
Grammar Focus The Present Perfect Tense现在完成时 89
Unit Twelve 89
Text The History of Money 97
Grammar Focus Ⅰ．Members of the Sentences句子成分 97
Ⅱ．Preposition and Prepositional Phrase介词和介词短语 97
Unit Thirteen 97
Text The Services of a Bank 105
Grammar Focus Ⅰ．The Past Future Indefinite Tense过去将来时 105
Ⅱ．The Future Perfect Tense将来完成时 105
Unit Fourteen 105
Text Banks in Britain and Their Functions 115
Grammar Focus Ⅰ．The Degrees of Adjectives and Adverbs形容词和副词的比较级Ⅱ．The Infinitive动词不定式Ⅲ．“疑问代词或疑问副词＋不定式”结构Unit Fifteen 115
Text A Bank Account 123
Grammar Focus Ⅰ．The Types of Sentences句子类型 123
Ⅱ．The Adjective Clause形容词从句 123
Unit Sixteen 123
Text Investment Banking Companies 133
Grammar Focus The Numerals数词 133
Ⅰ．Cardinals基数词 133
Ⅱ．Ordinals序数词 133
Unit Seventeen 133
Text Developments in the Twentieth Century 143
Grammar Focus Ⅰ．The Noun Clause名词从句 143
Ⅱ．The Past Perfect Tense过去完成时 143
Unit Eighteen 143
Text Other Services of a Bank（Ⅰ） 151
Grammar Focus The Adverbial Clause副词从句 151
Unit Nineteen 151
Text Other Services of a Bank（Ⅱ） 161
Grammar Focus V-ing Form ＆ Past Participle动词的-ing形式和过去分词Ⅰ．The V-ing Form动词的-ing形式Ⅱ．The-ed Participle-ed分词Unit Twenty 161
Text Other Services of a Bank（Ⅲ） 170
Grammar Focus Passive Voice被动语态 170
Unit Twenty-one 170
Text The Difference Between Cheque Card and Credit Card 182
Grammar Focus Ⅰ．Imperative Sentence祈使句 182
Ⅱ．Direct Speech and Indirect Speech直接引语和间接引语 182
Unit Twenty-two 182
Text A Financial Market 191
Grammar Focus Ⅰ．“n.+-ing Form/-ed Participle”Construction“n.+-ing形式／-ed分词”结构Ⅱ．The Passive Form of“n.+-ing Form”Construction“n.+-ing形式”结构的被动式Unit Twenty-three 191
Text The Foreign Exchange Market 199
Grammar Focus Sentences of Unreal Condition虚拟条件句 199
Unit Twenty-four 199
Text Law of Value 211
Grammar Focus Ⅰ．Ellipsis and Substitution省略和代替 211
Ⅱ．Inversion倒装 211
Supplementary Reading Materials 211
主要参考书目 245