财务概要 Financial Highlights 3
行长致辞 Statement of President 4
董事会、监事会 Board of Directors and Board of Supervisors 8
行长室成员 Executive s Committee 10
组织架构 Composition of CMB 12
十周年志庆 The 10th Anniversary of thd Bank 16
一九九七年发展综述 Development Highlights for 1997 20
审计报告 Auditors Report 34
合并资产负债表 Consolidated Balance Sheet 36
合并损益表 Consolidated Profit and Loss Statement 38
财务报告附注 Notes to the Financial Statements 39
重要会计政策 Significant Accounting Policies 42
年度大事记 Major Events of 1997 44
机构网点 Network Information 52