Ⅰ COMMERCIAL BANKING FUNCTIONS 1
Ⅱ THE BANKING STRUCTURE 12
Ⅲ THE STRUCTURE OF A BANK 38
Ⅳ BANKING RISKS 58
Ⅴ BANK EARNINGS 66
Ⅵ AUDIT AND CONTROL 94
Ⅶ LIQUIDITY-CONCEPTS AND INSTRUMENTS 114
Ⅷ LIQUIDITY-PROCEDURES 134
Ⅸ CAPITAL ADEQUACY 157
Ⅹ LENDING POLICIES 191
Ⅺ LENDING PRACTICES 209
Ⅻ PORTFOLIO POLICY 231
ⅩⅢ PERSONNEL POLICIES 260
ⅩⅣ COMMUNITY RELATIONS 276