Part One Introduction to Financial World 1
Unit One Text:Money 3
Notes 12
Study and Practice Vocabulary 21
Understanding the Text 22
Translation 26
Unit Two Text:Functions of Financial System 27
Notes 41
Study and Practice Vocabulary 50
Understanding the Text 52
Translation 55
Unit Three Text:Commercial Banking 57
Notes 69
Study and Practice Vocabulary 76
Understanding the Text 78
Translation 81
Unit Four Text:Central Banking and Monetary Policy 83
Notes 96
Study and Practice 101
Vocabulary 102
Understanding the Text 103
Translation 107
Unit Five Text:Global Finance 108
Notes 119
Study and Practice 122
Vocabulary 122
Understanding the Text 123
Translation 128
Part Two Operation and Management of Banks 129
Unit Six Text:Financial Statements of Banks 131
Notes 146
Study and Practice 149
Vocabulary 150
Understanding the Text 151
Translation 155
Unit Seven Text:Composition of Bank Funds 156
Notes 169
Study and Practice 176
Vocabulary 176
Understanding the Text 177
Translation 181
Unit Eight Text:Bank Lending 183
Notes 196
Vocabulary 202
Study and Practice 202
Understanding the Text 204
Translation 208
Unit Nine Text:Credit Analysis 210
Notes 222
Study and Practice 228
Vocabulary 228
Understanding the Text 229
Translation 234
Unit Ten Text:Asset/Liability Management 235
Notes 252
Study and Practice 256
Vocabulary 256
Understanding the Text 258
Translation 262
Part Three Market Instruments and Risks 263
Unit Eleven Text:Foreign Exchange Trade 265
Notes 278
Studv and Practice 284
Vocabulary 284
Understanding the Text 286
Translation 289
Unit Twelve Text:Eurobond 291
Notes 305
Study and Practice 313
Vocabulary 313
Understanding the Text 315
Translation 319
Unit Thirteen Text:Equity 320
Notes 335
Vocabulary 342
Study and Practice 342
Understanding the Text 344
Translation 348
Unit Fourteen Text:Derivatives 349
Notes 362
Study and Practice 367
Vocabulary 367
Understanding the Text 369
Translation 372
Unit Fifteen Text:Risk and Control 374
Notes 390
Study and Practice 395
Vocabulary 395
Understanding the Text 397
Translation 400
Part Four Other Issues 403
Unit Sixteen Text:Legal Environment 405
Notes 422
Study and Practice 426
Vocabulary 426
Understanding the Text 427
Translation 431
Unit Seventeen Text:Bank Marketing Strategies 433
Notes 446
Study and Practice 449
Vocabulary 449
Understanding the Text 451
Translation 455
Unit Eighteen Text:Insurance 456
Notes 471
Vocabulary 473
Study and Practice 473
Understanding the Text 475
Translation 479
Unit Nineteen Text:Fee-Based Services 480
Notes 497
Study and Practice 501
Vocabulary 501
Understanding the Text 502
Translation 506
Unit Twenty Text:ATM and Smart Cards 508
Notes 521
Study and Practice 525
Vocabulary 525
Understanding the Text 526
Translation 530