第一部分 情景会话 Situational Conversations 3
单元1 货币和通货膨胀 Money and Inflation 3
1-1 货币过时了吗？ Is Money Obsolete? 3
1-2 银根紧缩政策 Tight Money Policies 8
1-3 Passage:Money Supply and Inflation 11
单元2 银行业 Banking 16
2-1 谈谈银行业务上的一些问题 Talking about the Banking Matters 16
2-2 Passage:Bank Services 21
单元3 银行 Banks 26
3-1 银行都是一样的吗？ Are All Banks the Same? 26
3-2 Passage:Commercial Banks 31
4-1 银行业的巨大变化 Great Changes in Banking 35
单元4 电脑化的银行业 Electronic Banking 35
4-2 银行的计算机系统 The Bank s Computer System 42
4-3 Passage:Electronic Funds Transfer 46
单元5 信用工具 Credit Instruments 49
5-1 有多少种信用工具？ How Many Credit Instruments Do We Have? 49
5-2 Passage:What is Commercial Paper? 56
单元6 信用证 Letters of Credit 59
6-1 跟单信用证 Documentary Letters of Credit 59
6-2 Passage:Essentials of Documentary Letters of Credit 63
单元7 托收 Collection 68
7-1 跟单托收 Documentary Collections 68
7-2 办理支票托收 Sending a Check for Collection 73
7-3 Passage:International Collections 76
8-1 开立储蓄账户 Opening a Savings Account 79
单元8 开户 Opening an Account 79
8-2 开立往来账户 Opening a Current Account 82
8-3 开立可转让支付命令的活期存款账户 Opening a NOW Account 84
8-4 Passage:Checking Accounts 87
单元9 货币兑换 Money Changing 91
9-1 兑换外币 Exhcanging Foreign Currency 91
9-2 退汇 Handling Reconversion 93
9-3 购买旅行支票 Buying Traveler s Checks 95
单元10 贷款及抵押贷款 Loans and Mortages 101
10-1 申请汽车贷款 Asking for an Auto Loan 101
10-2 申请抵押贷款 Applying for a Mortgage Loan 105
10-3 Passagc:Consumer Loans and Commercial Loans 111
11-1 办理汇出汇款 Handling Outgoing Remittance 114
单元11 国际货币流通 International Movement of Currency 114
11-2 询问从国外汇款 Incoming Remittance 117
11-3 Passage:Elements and Ways of International Money Transfer 120
单元12 信托服务 Trust Services 123
12-1 信托部提供的服务项目 Services Offered by the Trust Department 123
12-2 Passage:The Japanese Trust Bank 128
单元13 国际租赁 International Leasing 131
13-1 议订设备租约 Negotiating a Lease of Equipment 131
13-2 Passage:Financial Lease and Operating Lease 135
单元14 国际收支 Balance of International Payments 139
14-1 顺差与逆差 Surplus and Deficit 139
14-2 Passage:The Balance-of-Payments Accounts 143
单元15 外汇 Foreign Exhcange 147
15-1 外汇管制 Exchange Controls 147
15-2 Passage:Exhcange Market and Exchange Rate 152
16-1 谈论投资股票 Talking about Investment in Stock 156
单元16 投资 Investment 156
16-2 谈论资金 Talking about Capital 161
16-3 Portfolio 指的是什么？ What Does Portfolio Mean? 167
第二部分 应用文 Practical Writings 173
单元1 银行业务文书 Banking Papers 173
1-1 贷款合约 Loan Agreement 173
单元2 保险业务文书 Insurance Papers 195
2-1 偷盗保险单 Burglary Policy 195
2-2 个人意外保险单 Personal Accident Policy 209
单元3 建立代理关系信函 Letters on Establishment of Agency Relationship 221
单元4 会计信函 Letters on Accounting 227
单元5 资信调查信函 Letters on Credit Inquiry 233
单元6 资金拆放信函 Letters on Loan Offer 237
单元7 汇票信函 Letters on Draft 243
单元8 托收信函 Letters on Collection 252
单元9 担保书信函 Letters on Letter of Guarantee 256
单元10 信用证信函 Letters on Letter of Credit 260
单元11 电传 TELEX 268
11-1 电传格式 The Layout of Telex 268
11-2 如何拟电传文稿 How to Compose Telex Messages 270
11-3 电传实例 Examples of Telex 270
11-4 电传常用例句 Some Useful Sentences in Telex 280
单元12 传真 Fax or Facsimile 285
12-1 简介 Introduction 285
12-2 传真格式及文稿 The Layout and Message 286
12-3 传真实例 Examples of Fax 288
单元13 金融杂件 Financial Papers 304
13-1 通告和启事 Notices and Announcements 304
13-2 报告书 Reports 307
第三部分 常用词汇 Useful Vocabulary 321
单元1 金融英语常用词汇 Current Vocabulary of Finance 321
第四部分 相关知识 Related Information 385
单元1 国际金融背景知识 Background of International Finance 385
1-1 国际收支 Balance of Payments 385
1-3 道琼斯股票指数 Dow Jones Index(Averages) 387
1-4 金汇兑本位制 Gold Exchange Standard 388
1-5 外汇和汇率 Foreign Exchange and Exchange Rate 389
1-6 外汇管制 Foreign Exchange Control 390
1-7 财政赤字 Budget Deficit 391
1-8 欧洲美元 Eurodollars 392
1-9 黄金储备 Gold Reserve 393
1-10 特别提款权 Special Drawing Rights—SDRs 393
1-11 布雷顿森林会议 Bretton Woods Conference 394
单元2 国际经济机构 International Economic Organizations 396
2-1 经济合作与发展组织 Organization for Economic Cooperation and Development-OECD 396
2-2 西欧“共同市场” European Economic Community-EEC(Common Market) 398
2-3 国际货币基金组织 International Monetary Fund—IMF 399
2-4 十国集团 Group of Ten 401
2-5 国际复兴开发银行 International Bank for Reconstruction and Development—IBRD 401
2-6 国际金融公司 International Finance Corporation—IFC 402
2-7 国际开发协会 International Development Association—IDA 404
2-8 国际清算银行 Bank of International Settlements—BIS 405
单元3 金融函电常用例句和段落 Some Usual Sentences and Paragraphs in Banking Letters and Telegrams 407
3-1 有关信用证的常用例句和段落 Some Useful Sentences and Paragraphs on Letter of Credit 407
3-2 有关付款的常用例句和段落 Some Useful Sentences and Paragraphs on Payment 412
3-3 有关催款的常用例句及段落 Some Useful Sentences and Paragraphs on Requesting Payment 416
3-4 有关保险的常用例句和段落 Some Useful Sentences and Paragraphs on Insurance 419