Chapter 1 Risk and Insurance 1
Section 1 The concept of risk 3
Section 2 The concept of insurance 6
Section 3 The classification of insurance 9
Chapter 2 The Basic Principle of Insurance（Ⅰ）-Insurable Interest 23
Section 1 The definition of insurable interest 25
Section 2 The application of insurable interest 26
Section 3 When insurable interest must exist 28
Section 4 Common features of insurable interest 29
Chapter 3 The Basic Principle of Insurance（Ⅱ）-Utmost Good Faith 39
Section 1 Definition of Utmost Good Faith 41
Section 2 Duration of the duty of disclosure 43
Section 3 Representations and warranties 44
Section 4 Breach of the principle of Utmost Good Faith 45
Section 5 Remedies for breach of Utmost Good Faith 47
Chapter 4 The Basic Principle of Insurance（Ⅲ）-Proximate Cause 57
Section 1 Definition of proximate cause 59
Section 2 Analysis of proximate cause 60
Section 3 Modification of proximate cause 62
Chapter 5 The Basic Principle of Insurance（Ⅳ）-Indemnity 71
Section 1 Definition of indemnity 73
Section 2 Concept of subrogation 77
Section 3 Concept of contribution 79
Chapter 6 Insurance Contract 89
Section 1 Definition of general contract 91
Section 2 Definition of insurance contract 93
Section 3 The contents of insurance contract 95
Section 4 The conclusion of insurance contract 96
Chapter 7 Insurance Market 107
Section 1 Concept of London insurance market 109
Section 2 London insurance companies 110
Section 3 London insurance organizations 112
Section 4 Lloyd's Market 115
Section 5 Insurance intermediaries 117
Chapter 8 Structure of Insurance Company 131
Section 1 Structure of insurance company in China 133
Section 2 Forms of insurance company in foreign countries 137
Section 3 Insurance companies as financial institutions 138
Section 4 Types of insurance company organizations 140
Appendix Ⅰ OCEAN MARINE CARGO CLAUSES(1/1/1981) 151
Appendix Ⅱ Insurance Law of the People's Republic of China in 2009(Amended) 155
Reference Books 192