Uunit 1 Banks and Banking Organizations 1
Ⅰ Warm-up 1
Ⅱ Short Dialogs 2
Ⅲ Long Conversations 9
1 Bank of China 9
2 Foreign Banks in China 13
Ⅳ Lecture ＆ News Report 18
1 Banks in China 18
2 News on the HSBC Bank 21
Ⅴ Research ＆ Presentation 24
Ⅵ Technical Terms 24
Uunit 2 Deposit Services 27
Ⅰ Warm-up 27
Ⅱ Short Dialogs 28
Ⅲ Long Conversations 35
1 Personal Deposit Services 35
2 Depositing Money 38
Ⅳ Lectures 42
1 Types of Bank Accounts 42
2 Money Creation 45
Ⅴ Research ＆ Presentation 48
Ⅵ Technical Terms 48
Uunit 3 Lending Business 50
Ⅰ Warm-up 50
Ⅱ Short Dialogs 52
Ⅲ Long Conversations 58
1 Applying for an Auto Loan 58
2 Personal Consumer Durables Loans 62
Ⅳ Lecture ＆ News Report 66
1 Lending Business 66
2 News on the Citigroup 68
Ⅴ Research ＆ Presentation 71
Ⅵ Technical Terms 71
Uunit 4 Financial Statements 74
Ⅰ Warm-up 74
Ⅱ Short Dialogs 75
Ⅲ Long Conversations 82
1 Entries of Financial Statements 82
2 Statements of Cash Flows 85
Ⅳ Lectures 89
1 Accounts and Entries 89
2 Chart of Accounts 92
Ⅴ Research ＆ Presentation 94
Ⅵ Technical Terms 95
Unit 5 Financial Instruments 97
Ⅰ Warm-up 97
Ⅱ Short Dialogs 100
Ⅲ Long Conversations 106
1 Bill Discounting 106
2 A Banker's Draft 110
Ⅳ Lectures 115
1 Banker's Acceptance 115
2 Types of Bills of Exchange 117
Ⅴ Research ＆ Presentation 120
Ⅵ Technical Terms 120
Unit 6 International Settlement 123
Ⅰ Warm-up 123
Ⅱ Short Dialogs 124
Ⅲ Long Conversations 130
1 Tvpes of Letters of Credit 130
2 The Procedure for L/C Business 135
Ⅳ Lectures 139
1 Documentary Collections 139
2 Means of International Settlement 143
Ⅴ Research ＆ Presentation 146
Ⅵ Technical Terms 147
Unit 7 Foreign Exchange Dealings 151
Ⅰ Warm-up 151
Ⅱ Short Dialogs 152
Ⅲ Long Conversations 159
1 Buying RMB Against USD 159
2 Selling RMB Yuan for the US Dollar 162
Ⅳ Lectures 166
1 Foreign Exchange Dealings with a Bank 166
2 Futures Transactions 169
Ⅴ Research ＆ Presentation 172
Ⅵ Technical Terms 172
Unit 8 Insurance and Securities 175
Ⅰ Warm-up 175
Ⅱ Short Dialogs 177
Ⅲ Long Conversations 183
1 Types of Insurance Products 183
2 Insurance for Individuals 188
Ⅳ Lecture ＆ News Report 192
1 Insurance Companies 192
2 News on the Stock Market 195
Ⅴ Research ＆ Presentation 198
Ⅵ Technical Terms 198
Bibliography 201