Ⅰ．The Financial Market 4
1．Structure of China's Financial System 4
2．Domestic Funds Industry 23
3．Evolution of the Banking System 27
4．Major Bank Restructuring and Securities Market 28
5．China's Financial Reform:An Overview 32
6．Major Issues of China's Financial Reform 35
7．The Asian and US Financial Crisis and China's Countermeasures 75
8．Suggested Solutions to the Financial Reform 84
9．Streamlining TICs(Trust and Investment Companies) 91
10．Private Banking 103
11．Foreign Bank Participation in Renminbi Business 106
Ⅱ．The Insurance Market 118
1．Insurance Market 118
2．Survey on Insurance Consumers 123
3．Insurance Companies 127
4．Foreign Insurers in China 134
5．Reinsurance Business 158
6．Life Insurance Market 160
7．Social Security System 169
8．Medical Insurance 171
9．Government Welfare Schemes 177
10．Experiments on Medical Insurance 185
11．Property Insurance Sector 195
12．Agricultural Insurance 197
Ⅲ．The Housing Market 201
1．Economic Cycle 201
2．History of Real Estate 207
3．Housing Reform 212
4．Demand and Supply 222
5．Financing 227
6．Housing Inventory and Price Decline 229
7．Affordability Analysis 231
8．Financial Risks 235
9．The Housing Markets in Shanghai and Beijing 237