国际金融英语阅读听说教程PDF电子书下载

Unit 1 Financial Institutions 1

Lesson 1 Financial Institutions 2

Passage 1 The World Bank（WB） 2

Passage 2 The International Monetary Fund（IMF） 7

Passage 3 The Bank of International Settlement（BIS） 12

Passage 4 The Bank of China 17

Passage 5 The Fed: Our Central Bank 23

Passage 6 Depository Banks in the United States 29

Case Discussion: Swiss Bank Corporation 35

Passage 7 Commercial Bank Deposits and Loans 39

Lesson 2 Functions and Services of Banks 39

Passage 8 It's Your Business- Payment Methods in the U.S.A. 43

Passage 9 Electronic Payments 48

Passage 10 Electronic Funds transfer（EFT） 52

Passage 11 Debit Card 56

Passage 12 Cash Dispensers（CDs） 61

Passage 13 Giro System 64

Passage 14 Demand Deposit and Time Deposit 68

Case Discussion: Credit cards 73

Unit 2 International Payment 75

Passage 15 Exchange Rate 76

Lesson 1 Exchange Rate 76

Passage 16 Exchange Rate Adjustments 80

Passage 17 Exchange Restrictions 85

Passage 18 WTO Entry and Its Impact on China's Capital Account and Exchange Rate 91

Case Discursion: The Mexican Peso 97

Lesson 2 Payment Instrument 101

Passage 19 Three Instruments of Payment 101

Passage 20 Categories of Draft 104

Passage 21 The Process of A Draft 109

Passage 22 Collection: Definition and Mechanics 112

Passage 23 Documentary Collection 117

Passage 24 Letter of Credit: Definition and Mechanics 122

Passage 25 Types of Letter of Credit（1） 127

Passage 26 Types of Letter of Credit（2） 132

Case Discussion: A Cotton-Ginning Machinery Transaction 135

Unit 3 Financing and Balance of Payment 138

Lesson 1 Long, Medium and Short-Term Financing 139

Passage 27 Foreign Accounts Receivable Financing 139

Passage 28 Factoring Foreign Accounts Receivable 144

Passage 29 Discounting of the Trade Acceptance 149

Passage 30 Acceptance Financing 153

Passage 31 Project Financing 159

Passage 32 Open Account 163

Passage 33 Government Agencies in the U.S.A. 167

Case Discussion: Will Sallie Mae Survive? 171

Lesson 2 Balance of Payment 173

Passage 34 Balance of Payments（1） 173

Passage 35 Balance of Payments（2） 179

Passage 36 WTO Entry and Its Impact on China's Balance of Payments 185

Unit 4 Financial Markets 190

Lesson 1 Markets and Exchanges 193

Passage 38 New York Stock Exchange 194

Passage 37 Capital Markets 194

Passage 39 The Eurobond Market 200

Passage 40 Eurodollar Market 207

Case Discussion: Does the Internet Make the Inside Trading too Easy? 214

Lesson 2 China's Stock Market 220

Passage 41 Study on China's Stock Market 224

Passage 42 B-Share Survey: Build It and They Will Yawn 224

Passage 43 Bank Credit Funds Go to Market 232

Case Discussion: The Hongguang Redemption: How to Save the World's Worst L239isted Company 246

Passage 44 Investment Company 250

Lesson 3 Investment Company 250

Passage 45 Development of Investment Companies 256

Passage 46 Investment Company Regulations 262

Case Discussion: Accounting Fraud: Learning from the Wrongs 268

Unit 5 Financial Instruments 271

Lesson 1 Understanding Financial Instruments 272

Passage 47 Understanding Financial Instruments 272

Passage 48 Maturity and Marketability 278

Passage 49 Risk 284

Passage 50 Liquidity and Divisibility 290

A Finish Fable of Nokia Millionaires: A Small Bequest Made 37 Years Ago Has Divided a Village 296

Lesson 2 Financial Instruments 299

Passage 51 Corporate Bonds 299

Passage 52 Stocks 305

Passage 53 Commercial Paper and Bank's Acceptance 313

Passage 54 Futures 319

Passage 55 Options 325

Passage 56 Swap Contracts 331

Passage 57 Government Securities 337

Passage 58 International Bands 344

Case Discussion: Could He Have Done It Alone? 349