大学专业英语阅读教程 金融学 下PDF电子书下载

PART Ⅲ Financial Institutions and Financial Regulation 1

UNIT 17 1

Commercial Banking 1

[Reading Material]Financial Intermediaries 8

UNIT 18 17

Assets,Liabilities,and Income of Commercial Bank 17

[Reading Material]Bank Balance Sheet 24

UNIT 19 28

Asset Management 28

[Reading Material]Liability Management 35

Insurance Companies,Pension Funds 40

UNIT 20 40

[Reading Material]Other Financial Institution 48

UNIT 21 53

Nonbank Thrift Institutions 53

[Reading Material]Money Market Funds 65

UNIT 22 68

Federal Reserve System 68

[Reading Material]The Role of Central Banks in the Economy 73

UNIT 23 79

The Tools of Monetary Policy 79

[Reading Material]General Versus Selective Credit Controls 85

The Regulation of Financial Institutions 89

UNIT 24 89

[Reading Material]The Regulation of Nonbank Thrift Institutions 96

UNIT 25 102

Separation of Commercial and Investment Banking 102

[Reading Material]Should Banks Be Permitted to Engage in Full Securities Activities? 111

PART Ⅳ International Finance 116

UNIT 26 116

The International Financial System:Past,Present,and Future 116

[Reading Material]European Monetary System 128

UNIT 27 135

The Balance of Payment Accounts 135

[Reading Material]The Balance of Payments 144

UNIT 28 149

The Balance of Payments Identity 149

[Reading Material]The Third-World Debt Crisis:1982—1989 153

UNIT 29 159

Why Do Firms Invest Oversea? 159

[Reading Material]Cross-Border Acquisitions 166

UNIT 30 171

Political Risk and Global Trend in FDI 171

[Reading Material]Types of Risk in Investment 180

APPENDIX 189