金融理论与实务英语教程PDF电子书下载

Chapter One Money 1

1 What Is Money? 1

2 Development of Money 2

3 Desirable Properties of Money 5

4 Functions of Money 6

5 Measuring Money 7

6 Motives for Holding Money 9

Chapter Two An Overview of the Financial Industry in China 12

1 Banking Sector 12

2 Securities Sector 19

3 Insurance Innovation and Prospect of Insurance 22

Chapter Three Central Banking and Supervision of Financial Institutions 26

1 Origin of Central Bank 26

2 Functions of a Central Bank 27

3 The Federal Reserve System 29

4 Three Tools for Central Banking(Taking the Fed as an Example) 32

5 Banking Supervision 38

6 Securities Supervision 58

7 Insurance Supervision 60

Chapter Four Overview of Commercial Banks 65

1 Direct Finance and Indirect Finance 65

2 Major Functions of Commercial Banks 71

3 Assets and Liabilities of a Commercial Bank 73

4 Off-Balance-Sheet Activities 76

5 Theories of Bank Management 78

Chapter Five Bank Loans 99

1 Definition and Categories of Loans 99

2 The Credit Process 108

3 Post-Disbursement Management 123

Chapter Six International Payment 131

1 Survey of International Payment 131

2 Instruments for International Settlement 135

3 Methods of International Settlement 140

4 Documents Used in International Settlement 154

Chapter Seven Bank Accounting 156

1 What Is Accounting? 156

2 Accounting Basis 157

3 Accounting Controls 158

4 The Chart of Accounts of a Bank 158

5 Account Reconciliation 160

6 Types of Income and Expenditure of a Bank 161

7 Assets and Liabilities of a Bank 164

8 Bad and Doubtful Debts 167

9 Foreign Exchange Transactions 168

10 The Cash Flows of a Bank 172

Chapter Eight Securities and Financial Markets 177

1 Major Characteristics of Securities 177

2 Money Market 182

3 Capital Market 188

4 Internationalization of Financial Markets 192

Chapter Nine Foreign Exchange 195

1 Foreign Exchange and Its Market 195

2 Foreign Exchange Rate 198

3 Exchange Rate System 201

4 Exchange Controls 203

5 Foreign Exchange Risk 205

6 Overview of Chinese Foreign Exchange System 206

7 Types of Transaction in Foreign Exchange Market 212

Chapter Ten Insurance 217

1 Insurance and Risks 217

2 Mathematic Basis of Insurance 219

3 Principles of Insurance 220

4 Insurance Contracts 222

5 Types of Insurance 223

6 Entities in Insurance Market 229

7 Insurance Management Practice 234

Chapter Eleven Bank Letters and Telecommunications 240

1 Bank Letters 240

2 Telex 250

3 SWIFT 255

4 Memos 259

5 E-mail 261

Bibliography 264