金融英语教程PDF电子书下载

Chapter 1 Money 1

1.1 Definition of Money 1

1.2 Types of Money 2

1.3 Functions of Money 4

1.4 Interest and Interest Rate 5

1.5 Money Supply 8

1.6 China’s Monetary System 10

Exercises 14

Chapter 2 Foreign Exchange 17

2.1 Definitions and Quotations 17

2.2 Foreign Exchange Transactions 21

Exercises 29

Chapter 3 Balance of Payments 33

3.1 Definition of BOP 33

3.2 The General Principle of BOP 33

3.3 The Components of Balance of Payment Statement 34

3.4 Equilibrium of BOP 39

Exercises 42

Chapter 4 International Monetary System 45

4.1 Gold Standard 45

4.2 Bretton Woods System 47

4.3 Jamaica System 50

4.4 The Present and the Future 50

Exercises 55

Chapter 5 Financial Market 58

5.1 Introduction 58

5.2 Money Market 60

5.3 Capital Market 65

Exercises 69

Chapter 6 Securities 73

6.1 Overview 73

6.2 Stock 75

6.3 Bond 80

Exercises 87

Chapter 7 Loans 92

7.1 Introduction 92

7.2 Major Loan Categories 93

7.3 Loan Classification by Risk 98

Exercises 103

Chapter 8 Intermediary Services 106

8.1 Trust 106

8.2 Lease 108

8.3 Factoring 110

8.4 Forfeiting 113

Exercises 119

Chapter 9 Accounting 122

9.1 Introduction 122

9.2 Accounting Principles 123

9.3 Accounting Equation 126

9.4 Double Entry Bookkeeping System 128

9.5 Financial Statements 129

Exercises 137

Chapter 10 International Settlement （Ⅰ） 142

10.1 Instruments of International Settlement 142

10.2 Remittance 148

10.3 Collection 150

Exercises 159

Chapter 11 International Settlement （Ⅱ） 163

11.1 Definition of Letter of Credit 163

11.2 Parties to a Documentary Credit 164

11.3 Procedures of a Documentary Credit 165

11.4 Types of Credit 166

Exercises 174

Chapter 12 E-Finance （Ⅰ） 179

12.1 Introduction 179

12.2 Internet Finance in China 180

12.3 Potential Risks 187

12.4 Risk Prevention and Stricter Regulation 188

Exercises 192

Chapter 13 E-Finance （Ⅱ） 195

13.1 Introduction of E-Banking 195

13.2 Challenges of Chinese Banking 198

13.3 Service Modes of E-Banking 199

13.4 Conclusion 208

Exercises 211

Chapter 14 Insurance 214

14.1 Insurance and Risks 214

14.2 Insurance Principles 216

14.3 Types of Insurance 218

14.4 Reinsurance 223

Exercises 226

Chapter 15 A Brief Account of Financial Crisis 229

15.1 Definition of Financial Crisis 229

15.2 Types of Financial Crisis 229

15.3 Causes and Consequences of Financial Crisis 232

15.4 A Brief Introduction：the Subprime Loan Market Crisis in the United States 236

Exercises 245

Chapter 16 Financial Institutions in China 247

16.1 The Banking Sector in China 247

16.2 Non-bank Financial Institutions 252

16.3 Foreign Banking Institutions in China 257

Exercises 261

Chapter 17 International Financial Institutions （Ⅰ） 264

17.1 International Monetary Fund （IMF） 264

17.2 The World Bank 274

Exercises 282

Chapter 18 International Financial Institutions （Ⅱ） 285

18.1 Bank for International Settlements （BIS） 285

18.2 Asian Development Bank （ADB） 291

18.3 Asian Infrastructure Investment Bank （AIIB） 293

Exercises 299

Keys to Exercises 302

参考文献 320