ON Disposition of Funds and Elements 3
Foreword Ma DeLun 3
序言 马德伦 3
1 Introduction 3
Ⅰ资金与要素配置论 3
1 引言 3
2 供需制约:农业信贷投入的困境与出路 7
2 Restriction of Supplying and Demanding Difficult position and the Way Out for Agricultural Credit Enploying 7
3 Service Problems of Agricultural Creditunder Double Levels Management 19
3 双层经营下的农业信贷服务问题 19
4 推进信贷与科技结合的思考 27
4 Pondering on Developing the Combination of Credit and Science Technology 27
5 落实信贷倾斜政策 促进农业跃上新的台阶 33
5 Implementing the Policy of Credit Inclination,Enhancing the Agriculture to a New Stage 33
6 管好用好扶贫贷款 促进贫困地区经济开发 44
6 Managing and Applying the Poor-helping Credit to its Best,Developing the Econorny Exploiting in the Poverty Areas 44
7 Financial Poverty Problems Confronted with Poor-helping Exploiting and the Countemea-sures 52
7 金融贫困:扶贫开发面临的问题与对策 52
8 信贷资金与资源配置的优化选择 64
8 Preferential Selection of the Disposltion of Credit Funds and Resources 64
9 储蓄职能与宏观经济调节 72
9 Deposit Function and Macro-economy Adjustment 72
10 Mobllization of Depositing Resources and Controlling of Funds Cost 79
10 储蓄资源的动员与筹资成本控制 79
11 Deposit,Negotiable Securities and the Funds-raising Strategy in the Economic Construction of Our Nation 85
11 储蓄、证券与我国经济建设中的筹资战略 85
12 Introduction 97
12 引言 97
On Creditor s Rights and Risks Controlling 97
Ⅱ债权与风险控制论 97
13 Problems of Property Right,Creditor s Ringt and the Risk of Credit Capital 100
13 产权、债权与信贷资产风险问题 100
14 企业转制中的信贷资产风险研究 108
14 Researching on the Risk of Credit Capital in the Pcocess of Gnterprise System Transfering 108
15 Elements Analysis of Making the Financial Risks 122
15 对金融风险生成的因素分析 122
16 Researching on how to Centrol and Deal with the Risks of Financial Bank 129
16 商业银行风险控制与处置研究 129
17 金融债权：谁来保护 141
17 Financial Creditos s Right, Who will Protect it 141
18 Re-combination of Enterprises Debts and protection of Financial Creditor s Right 148
18 企业债务重组与金融债权保护 148
19 Funds Problems and the Changing of Economic Growing Ways 158
19 资金问题与经济增长方式的转变 158
20 introduction 173
On Principles and New Traits in Financial Areas 173
Ⅲ 制度与金融创新论 173
20 引言 173
21 县域金融改革：微观金融机制的重组与构建 177
21 Financial Reforms in the Country Region Recombination and Construction of the Microcosmic Financial System 177
22 农业发展与农村金融制度创新 189
22 Agricultural Development and New Traits in Advancing the Country Financial System 189
23 把握农村金融发展的时代脉搏 205
23 Catching up with the Times Pulse of Agricultural Financial Development 205
24 抓住机遇 深化农村金融改革 213
24 Griping the Favourable Circumstances,Deepening the Country Financial Reformis 213
25 指导农村、农业和农村金融工作的行动纲领 216
25 Action Programme Directing Rural Areas Agriculture and the Country Finance 216
26 Principle Effect of the Credit Co-operation and None Co-operation 218
26 信用合作与不合作的制度效应 218
27 Making the Country Credit Services into Practical Co-operation Financial Organizations 229
27 把农村信用社办成真正的合作金融组织 229
28 Peasants Financiial Requests and Services 245
28 农民的金融需求与金融服务 245
29 Reforming the Inside Managing System,Bringing the Comercial Bank to its Practical Aims 258
29 改革内部管理体制办成真正意义上的商业银行 258
30 Deepening of the Insurance Service and Turning of the System s Track 272
30 保险业务的深化与体制转轨 272
31 Trust Course:a Large Arena for Approaching the Economy of Town and Country 286
31 信托业：走向城乡经济大舞台 286
32 How the Local Level of the Central Bank builds up its Authority 293
32 基层央行的权威是怎样树立起来的 293
On the Relationship of Agriculture and Town and Country 308
33 Introduction 308
33 引言 308
Ⅳ 农业与城乡关系论 308
34 Culture of Spiritual Peasant and the Source of Chinese Agriculture 313
34 神农文化与中国农业的起源 313
35 Chinese Agricultural Tools and Agricultural Modernization 325
35 中国农具与农业现代化 325
36 Problems of Peasants and Chinese Modernization 333
36 农民问题与中国现代化 333
37 Problems and Their Solving Ways in Developing the Country Collective Economy 345
37 发展农村集体经济：困惑与解惑 345
38 Agriculture Double Level Management and the Function of Uniting 354
38 农业双层经营与集体“统”的功能 354
39 New Concept of Agriculture the Hope of Chinese Agriculture 359
39 新概念农业：中国农业的希望所在 359
40 Comparative Study on the Economic Action of the Town and Country s Residents 365
40 城乡居民经济行为比较研究 365
41 Relationship betueell Town and Country under the Chinese Household Registering System 388
41 中国户籍制度下的城乡关系 388
Postscript 399
后记 399